/ 01 — Quotes & Services
Every business is different. We're customer-focused and offer impartial supplier advice at all times — tap a service to start, or open the dropdown to explore everything inside that category.
Free whole-of-market business electric quotes from 30+ UK suppliers. SMEs save £10k–£50k a year.
Get Electric QuoteUpload a billcheapest business electricity, fixed business electric tariff, half-hourly HH electricity, multi-site energy procurement
We claw back 6 years of VAT, CCL and energy billing errors — average SME refund £8k, large sites £250k+.
Claim Energy RefundUpload a billVAT refund business energy, CCL refund, climate change levy reclaim, energy bill audit, backdated energy refund
Cheapest commercial gas quotes for SMEs, retail chains and heavy industry. Locked-in unit rates.
Get Gas QuoteUpload a billcommercial gas quote, business gas comparison, fixed gas tariff UK, multi-site gas procurement
New electric, gas and water connections for sites, developments and EV chargers — managed end-to-end.
New Connection QuoteUpload a billnew electricity connection cost, DNO ICP quote, new commercial gas connection, EV charger installation
Switch off default water tariffs and reclaim overcharges backdated up to 6 years.
Get Water QuoteUpload a billbusiness water supplier switch, commercial water refund, leak allowance claim, surface water drainage rebate
Hidden surface water, drainage & leak overcharges — 70% of UK businesses are owed money. We find it.
Claim Water RefundUpload a billcommercial water refund, surface water drainage rebate, leak allowance claim, trade effluent refund, water bill audit
Reclaim sewerage charges on water lost to hidden leaks — backdated rebates.
Claim Leak AllowanceUpload a billleak allowance claim, water leak rebate, sewerage refund hidden leak, commercial water leak allowance UK
Acoustic and tracer-gas leak detection for commercial sites — find hidden leaks fast and stop the loss.
Book Leak DetectionUpload a billcommercial leak detection, acoustic leak survey, tracer gas leak detection, business water leak find UK
Superfast business broadband, leased lines and VoIP with guaranteed uptime SLAs.
Get Broadband QuoteUpload a billbusiness broadband UK, leased line quote, FTTP business, VoIP phone system
Cheap business insurance quotes across the whole UK market — liability, property and sector-specific cover.
Get Insurance QuoteUpload a billcheap business insurance UK, public liability quote, professional indemnity, commercial property insurance
Challenge your rateable value at the VO and recover overpayments.
Start Rates AppealUpload a billbusiness rates appeal, VO challenge, rateable value reduction, business rates refund
Corporate funding for established UK companies — unsecured & secured loans, asset finance and invoice funding from £5 million +.
Request Funding TermsUpload a billcorporate business loans UK, unsecured business loan, secured business funding, asset finance, invoice factoring, revolving credit facility, development finance
The cheapest debit and credit card machines for UK businesses — cut fees by 20–40%.
Compare Card MachinesUpload a billcheapest card machine UK, low merchant fees, portable card terminal, contactless payment provider
/ The Business-Utility Promise
Business-Utility is the UK's end-to-end overhead consultancy. We forensically audit your invoices across electricity, gas, water, telecoms, card processing, insurance and business rates — clawing back up to six years of supplier overcharges as a lump-sum capital injection. We then re-tender every contract whole-of-market to slash your ongoing costs, enforce fair billing practices that lock in the charges your supplier actually agreed to, and put your suppliers under continuous regular performance audit so billing errors, sneaky uplifts, disputed charges and out-of-contract rates can never bleed your business again — eradicating supplier complaints for good.
/ 02 — Expert & Impartial
We are not tied to any supplier. Our only loyalty is to your business. We benchmark electricity, gas, water, broadband, card processing and insurance across the entire UK market to find the lowest running costs possible. Our clients typically cut overheads by 15–40% in year one — and keep saving every year after through active, ongoing management.
We go to 30+ suppliers for every renewal. Rates, terms and our fee disclosed upfront — total transparency.
A tender built around your actual usage, credit and load pattern returns the true lowest rate — never a generic comparison.
Lock in low wholesale prices now and start the contract up to 18 months later. No more renewal-week panic.
/ 03 — Ongoing Management
Most brokers place you and disappear. We stay — tracking renewals, validating bills and enforcing fair billing practices so your suppliers charge exactly what was contractually agreed, never a penny more. We chase supplier errors and disputed charges the moment they appear, eradicating complaints before they cost you money. That continuous attention turns a one-off saving into permanently lower overheads and higher annual profits.
We diary every end date 12–18 months ahead and tender before auto-renewal traps you on punitive rates.
Every bill checked against the agreed rate, charge and VAT band. Errors disputed immediately.
Speak to the same expert who set your contract. No call centres, no queues — we know your account.
We watch wholesale curves and pricing shifts so you never miss the window to lock in a low rate.
One portfolio across every meter, region and supplier. Ideal for chains, franchises and estates.
Meter data, half-hourly reporting and ESOS documentation delivered audit-ready.
/ 04 — Results, Day In, Day Out
Every client gets a named consultant who works your account daily — negotiating, validating, recovering and finding savings others miss. You see the difference in your P&L, not just on day one.
Based on Business-Utility.com client outcomes 2020–2025.
Speak to a consultant today. No obligation, no call centres — just impartial advice and real savings.
Business energy, water and business rates cost management with nothing to pay. We manage your supplier accounts, audit every bill, sign and file the paperwork, and recover what you have been overcharged. You stay in control and can withdraw access at any time.
No subscription, set-up fee or minimum term. Suppliers pay us, you never do.
Confirm your supplier names and online logins once — encrypted, masked and cancellable in one click — and we work your accounts directly.
Every bill line audited: wrong unit rates, out-of-contract rates, estimated reads, duplicate standing charges, VAT and CCL — recovered up to six years back.
Type your name to sign your Letter of Authority. Every signature carries a DocuSign-style certificate of authenticity with time, IP and device.
Your signed LOA is stored as a PDF, emailed to you and issued to every supplier with your account numbers and business name on the subject line.
Submit readings from your phone or let us post them into your supplier account, so you are billed on actuals and never estimates.
We watch contract end dates and negotiate whole-of-market before any out-of-contract rollover can bite.
Raise a challenge with supporting documents attached; we build and send the evidence pack to the supplier and chase it to resolution.
